FIRST STATE BANK – FEES
Effective January 9, 2024
DDA Fees:
REGULAR CHECKING – $4.00 FEE IF BALANCE FALLS BELOW $300.00 – .20 CENT PER DEBIT ITEM FEE NOW CHECKING – $6.00 FEE IF BALANCE FALLS BELOW $500.00 – .20 CENT PER DEBIT ITEM FEE BUSINESS CHECKING – $6.00 MAINTENANCE FEE .20 CENTS PER DEBIT ITEM FEE .10 FOREIGN ITEM
STOP PAYMENT FEE:
SINGLE CHECK: $25.00
RANGE OF CHECKS: $30.00
OVERDRAFT OR NSF ITEM - CHARGE PER ITEM | $25.00 |
DAILY OVERDRAFT CHARGE | $5.00 |
DORMANT ACCOUNT FEE | $15.00 |
SAVINGS PASSBOOK SERVICE FEE (BALANCE UNDER $100.00 MONTHLY) | $5.00 |
CLOSED SAVINGS ACCOUNTS WITHIN 90 DAYS | $20.00 |
NSF ITEMS | $25.00 |
DORMANT ACCOUNT FEES | $15.00 |
STOP PAYMENT FEE | $25.00 |
CASHIERS CHECK | $5.00 (CASE BY CASE) |
MONEY ORDER ($1000.00 MAXIMUM) | $2.00 |
INDEMNITY BOND- REFER TO OFFICER- APPOINTMENT NECESSARY | $10.00 |
LEVYS/GARNISHMENT | $50.00 |
WIRE TRANSFER - CUSTOMER | $20.00 |
WIRE TRANSFER - CABLE FEE | $40.00 |
FIRST STATE BANK ZIPPER BAG ( FOR CUSTOMERS ONLY) | $5.00 (CASE BY CASE) |
NIGHT DEPOSIT LOCK BAG(BAG, LOCK, & 2 KEYS) | $20.00 (CASE BY CASE) |
RESEARCH FEE PER HOUR | $20.00 |
RETURN CHECK FEE | $5.00 |
SMALL | $35.00 PER YEAR |
MEDIUM | $40.00 PER YEAR |
MED/LARGE | $45.00 PER YEAR |
LARGE | $50.00 PER YEAR |
SAFE DEPOSIT BOX RENT - PAST DUE 3O DAYS | $15.00 |
SAFE DEPOSIT BOX - DRILLED | $150.00 |
SAFE DEPOSIT BOX - LOST KEY | $15.00 |
ATM CARD REPLACEMENT OR ATM PIN REPLACEMENT | $10.00 |
ATM FOREIGN ITEM FEE (TRANSACTION AT ATM FSB DOESN'T OWN) | $1.00 |
Year | 1st Quarter | 2nd Quarter | 3rd Quarter | 4th Quarter |
2014 | 63.27% | 66.05% | 65.44% | 64.43% |
2015 | 57.45% | 62.44% | 62.08% | 63.31% |
2016 | 63.38% | 64.28% | 64.56% | 65.72% |
2017 | 62.78% | 64.38% | 62.76% | 64.18% |
2018 | 60.95% | 67.90% | 67.61% | 72.84% |
2019 | 71.83% | 74.41% | 73.17% | 78.94% |
2020 | 72.88% | 67.51% | 63.72% | 64.58% |
2021 | 57.78% | 55.77% | 56.19% | 57.41% |
2022 | 53.45% | 56.77% | 55.95% | 58.44% |
2023 | 55.74% | 59.75% | 60.29% | 66.62% |
2024 | 62.01% | 65.67% |