First State Bank of Decatur is a locally owned and operated state chartered community bank serving the financial needs of businesses and individuals in the Decatur area. Our goal is to provide quality service and value to our customers. We offer a wide variety of products and services, such as internet banking, including online bill payment, 24 hour telephone banking, check image statements and business and personal checking and loan products.

Please contact us about your financial needs by email, or by phone at 269-423-7014. Please do not send any confidential information via email.

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First State Bank’s Certificate of Deposit rates are the highest they have been for some time.
Contact our deposit personnel regarding these rates and options for early renewal of existing CD’s without penalty.


We offer several different types of accounts for personal or business use.

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Free online Banking and Bill Pay

Banking 24 hours a day from the privacy of your home or office using your personal computer or by phone using our mobile banking app. All activity is personal, confidential and completely secured.

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A full range of loans including business, home mortgage and personal.

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